Albania real estate statistics 2026: 60 sourced figures
Albania real estate statistics 2026 on one page: 60 figures with source and period on prices, registered sales, mortgages, building permits, foreign investment, rents and wages, plus asking prices on hyrja.al, kept clearly apart.
By The hyrja.al teamEditorial policy20 min read
Reviewed by Galip Sulaj on

Main photo: jonmr / Magnific
Albania real estate statistics for 2026 show a market that is slowing but not falling: house prices rose 10% year on year in the first half, 36,027 sale contracts were registered in 2025, and housing loans reached 267.7 billion lek in September 2026. This page gathers the 60 key figures, each with a number, a period and a source, based on data published up to 5 November 2026.
Figures last updated on 5 November 2026.
- Prices: the Bank of Albania index rose 10% year on year in the first half of 2026, but did not move compared with the previous half-year.
- Sales: 36,027 sale contracts were registered with ASHK (the State Cadastre Agency, Agjencia Shtetërore e Kadastrës) in 2025, 15% more than in 2024 and just below the peak of 37,900 in 2022.
- Credit: outstanding housing loans stood at 267.7 billion lek in September 2026, 13.4% more than a year earlier; 74.2% of the total is in Tirana.
- Buyers from abroad: about 20% of homes sold in the first half of 2026 went to non-residents, down from 25% in the previous half-year.
- Wages and rents: the average gross wage was 92,150 lek in the second quarter of 2026 (+9.8%), while annual rent growth fell to 3.2% in September 2026.
- Annual rise in house prices, first half of 2026 (Bank of Albania)
- +10%
- Sale contracts registered with ASHK, 2025
- 36,027
- Outstanding housing loans, September 2026 (Bank of Albania)
- 267.7 bn lek
- Average gross monthly wage, Q2 2026 (INSTAT)
- 92,150 lek
How to read this page: each numbered row in the tables is one of the 60 figures. Charts and other numbers in the text give context and are not counted separately. The analysis is in the articles linked in each section. This page gives no investment advice, and past figures do not guarantee future results.
Using this data: you may freely cite the figures and charts in this article, with a link to this article on hyrja.al.
How much did house prices rise in Albania in 2026?
According to the Bank of Albania, 10% over the year and 0% over the first half of 2026. The Bank's Fisher index measures the prices of homes sold, from a survey of 230 agencies and construction companies. Whether this signals a bubble is analysed in is there a bubble in the property market.
| 1 | Annual rise, whole country | +10% | H1 2026 | Bank of Albania |
|---|---|---|---|---|
| 2 | Half-year change, whole country | 0% (unchanged) | H1 2026 | Bank of Albania |
| 3 | Annual rise, Tirana | +9% | H1 2026 | Bank of Albania |
| 4 | Half-year change, Tirana | +10% | H1 2026 | Bank of Albania |
| 5 | Index level, whole country (2015 = 1) | about 3.6 | 2025 | Bank of Albania, via Monitor |
For Tirana, the report words this in two ways: the main text gives 10% over the half-year and 9% over the year, while the side summary says "almost 10%" for both. We use the main text. No. 5 comes from the Monitor analysis.
| Category | Annual change |
|---|---|
| H1 2025 | 41.7% |
| H2 2025 | 28% |
| H1 2026 | 10% |
How much does a square metre cost in Tirana?
The Keydata Albania index of Çelësi Media Group is built from sale listings, according to its methodology, so it measures asking prices, not prices paid. Prices for each zone are in apartment prices in Tirana by zone and on the Tirana price page.
| 6 | Average price | 2,116 €/m² | Q2 2026 | Keydata, via Monitor |
|---|---|---|---|---|
| 7 | Median price | 1,982 €/m² | Q2 2026 | Keydata, via Monitor |
| 8 | Change in the average compared with Q1 2026 | -1.2% | Q2 2026 | Keydata, via Monitor |
| 9 | Rise in the average since Q2 2019 (982 €/m²) | +115% | 2019 to 2026 | Keydata, via Monitor |
| 10 | Most expensive zone: ish-Blloku | 2,962 €/m² | Q2 2026 | Keydata, via Monitor |
| 11 | Cheapest unit: Unit 11 (Zogu i Zi, Laprakë) | 1,530 €/m² | Q2 2026 | Keydata, via Monitor |
The zone data come from the Shekulli article. We found no Keydata publication for the third quarter of 2026 as of 5 November 2026.
What does Deloitte say and how does the region compare?
The Deloitte Property Index measures asking prices for new homes, so it does not match the indices above. The Ekofin article summarising it does not give the period of the data, only the edition. The full comparison with Pristina, Skopje and Sofia is in house prices in the region, and the gap with official values in the reference price versus the market.
| 12 | New homes in Albania, average asking price | 1,720 €/m² (+6.17% a year) | 2026 edition | Deloitte, via Ekofin |
|---|---|---|---|---|
| 13 | New homes in Durrës, average price | 1,650 €/m² (+24.1% a year) | 2026 edition | Deloitte, via Ekofin |
| 14 | New homes in Tirana, change in asking price | +5% a year | 2026 edition | Deloitte, via Ekofin |
| 15 | Belgrade, average price in sale contracts | 3,230 €/m² (+14.33% a year) | Q2 2026 | RGZ (Serbia) |
| 16 | Podgorica, new homes | 2,510 €/m² | Q2 2026 | MONSTAT (Montenegro) |
| 17 | Pristina region, official price index | +4.1% a year | Q2 2026 | ASK (Kosovo) |
These sources do not measure the same thing: Belgrade and Podgorica have contract prices, Tirana has listing prices, and Pristina has only an index. Use them for the direction of prices, not to rank cities.
How many properties are sold in Albania each year?
36,027 sale contracts were registered with ASHK in 2025. The figure leaves out most pre-sale contracts for homes under construction, so real sales are higher; the full explanation is in how many properties are sold in Albania.
| 18 | Sale contracts registered with ASHK | 36,027 (+15% a year) | 2025 | ASHK and NAREA, via Monitor |
|---|---|---|---|---|
| 19 | Peak of recent years | 37,900 contracts | 2022 | ASHK and NAREA, via Monitor |
| 20 | Tirana's share of national contracts | about 37% | 2025 | ASHK and NAREA, via Monitor |
| 21 | Change in contracts in Tirana | +9% a year | 2025 | ASHK and NAREA, via Monitor |
| 22 | Average time to sell a home, whole country | 9.9 months (from 9.1) | H1 2026 | Bank of Albania |
| 23 | Average time to sell, Tirana | 9.7 months (from 8.1) | H1 2026 | Bank of Albania |
| 24 | Average time to sell, coastal areas | 8.2 months (from 9.9) | H1 2026 | Bank of Albania |
| Category | Contracts |
|---|---|
| 2020 | 22,986 contracts |
| 2021 | 33,156 contracts |
| 2022 | 37,900 contracts |
| 2023 | 35,600 contracts |
| 2024 | 31,300 contracts |
| 2025 | 36,027 contracts |
How large is housing credit and what are the interest rates?
The outstanding amount was 267.7 billion lek in September 2026, about 2.94 billion € at the official rate of 4 November 2026 (1 € = 91.00 lek). The effect on a household budget is calculated in how many salaries an apartment costs; offers and rules are in home loans.
| 25 | Outstanding loans for home purchase | 267.7 billion lek | September 2026 | Bank of Albania |
|---|---|---|---|---|
| 26 | Annual rise of the outstanding amount | +13.4% | September 2026 | Calculated from Bank of Albania data |
| 27 | Share in lek of the outstanding amount | 75.4% | September 2026 | Calculated from Bank of Albania data |
| 28 | Share of Tirana district in the outstanding amount | 74.2% | September 2026 | Calculated from Bank of Albania data |
| 29 | New housing loans | 53.4 billion lek (+6.8% a year) | January to September 2026 | Calculated from Bank of Albania data |
| 30 | Share in lek of new loans | 85.5% (72.8% a year earlier) | January to September 2026 | Calculated from Bank of Albania data |
| 31 | Average interest on new loans in lek | 3.80% | September 2026 | Calculated from Bank of Albania data |
| 32 | Average interest on new loans in euro | 5.07% | September 2026 | Calculated from Bank of Albania data |
| 33 | Policy rate | 2.5% (unchanged) | 3 November 2026 | Bank of Albania |
| 34 | Non-performing housing loans | 1.3% | H1 2026 | Bank of Albania |
| 35 | Properties sold by agents with bank credit | about 58% | H1 2026 | Bank of Albania |
Two Bank of Albania sources give different growth for the end of June 2026: the Financial Stability Report +12.5%, the same method as no. 26, while the Governor mentioned +16.1% at the meeting with banks. The sources do not explain the gap. One possible reason, in our assessment, is the stronger lek, which lowers the lek value of euro loans.
| Category | In lek | In euro |
|---|---|---|
| Q1 2025 | 11,430 million lek | 4,479 million lek |
| Q2 2025 | 14,092 million lek | 6,244 million lek |
| Q3 2025 | 10,879 million lek | 2,876 million lek |
| Q4 2025 | 12,055 million lek | 2,319 million lek |
| Q1 2026 | 10,841 million lek | 2,209 million lek |
| Q2 2026 | 18,584 million lek | 3,279 million lek |
| Q3 2026 | 16,210 million lek | 2,279 million lek |
| Category | Variable or fixed for up to 1 year | Fixed for over 1 year |
|---|---|---|
| 09/2025 | 3.56% | 4.21% |
| 12/2025 | 3.19% | 4.09% |
| 03/2026 | 3.18% | 4.25% |
| 06/2026 | 3.29% | 4.08% |
| 09/2026 | 3.24% | 4.25% |
How much is being built in Albania?
INSTAT (the national statistics institute) reported 460 permits for new buildings in the second quarter of 2026. The figures are preliminary and come only from municipalities, without permits from other institutions. What to check when buying off-plan is explained in more building permits, less value.
| 36 | Permits for new buildings | 460 (+30.7% a year) | Q2 2026 | INSTAT |
|---|---|---|---|---|
| 37 | Planned floor area | 307,127 m² (+10.3% a year) | Q2 2026 | INSTAT |
| 38 | Approximate value of projects | 16.0 billion lek (-13.2% a year) | Q2 2026 | INSTAT |
| 39 | Residential area in buildings with 3 or more floors | 139,248 m² in 52 permits | Q2 2026 | INSTAT |
| 40 | Construction Cost Index for housing (Q4 2021 = 100) | 114.7 (+1.1% a year) | Q2 2026 | INSTAT |
| 41 | Real growth of real estate activities | +7.20% | Q2 2026 | INSTAT |
| Category | Permits |
|---|---|
| Q2 2025 | 352 permits |
| Q3 2025 | 289 permits |
| Q4 2025 | 259 permits |
| Q1 2026 | 322 permits |
| Q2 2026 | 460 permits |
Other INSTAT publications: permits for the third quarter of 2025 and permits for the fourth quarter of 2025.
Photo: grandwarszawski / Magnific
How much do foreigners and the diaspora invest in property?
In the first half of 2026, 609.6 million € of foreign direct investment went into real estate, 53% of the total. The Bank of Albania notes that growth in the second quarter was strongly influenced by one large development project, so it should not be read as broad growth in demand. Steps and further figures are in the diaspora and foreigners in the property market.
| 42 | Total foreign direct investment | 1.14 billion € (+50.8% a year) | H1 2026 | Bank of Albania, via Ekofin |
|---|---|---|---|---|
| 43 | Of which in real estate | 609.6 million € (+141.1% a year) | H1 2026 | Bank of Albania, via Ekofin |
| 44 | Homes sold to non-residents, by agents | about 20% (from 25%) | H1 2026 | Bank of Albania |
| 45 | Emigrants' remittances | 621 million € (+16.7% a year) | H1 2026 | Bank of Albania, via Ekofin |
According to the Bank of Albania survey, about 85% of non-resident buyers were citizens of EU countries. For no. 45, the source is the Ekofin article on remittances. For the second quarter, the Bank of Albania notice gives 741 million € of foreign direct investment and about 347 million € of remittances.
How much does rent cost in Albania?
There is no official statistic for rent in euro by city. INSTAT publishes only the national change in rents, while for levels we have one agency's transactions in Tirana, not the whole market. Neighbourhoods are in rent in Tirana by neighbourhood, and the ratio of rent to price in rental yield by city.
| 46 | Annual rise in rents, whole country | +3.2% | September 2026 | INSTAT |
|---|---|---|---|---|
| 47 | Average rent of a one-bedroom in 13 Tirana zones | 590 € a month (565 € a year earlier) | January to June 2026 | Century 21, via Monitor |
| 48 | Average rent of a two-bedroom in 13 Tirana zones | 954 € a month (755 € a year earlier) | January to June 2026 | Century 21, via Monitor |
| Category | Annual change |
|---|---|
| 12/2025 | 8.5% |
| 01/2026 | 8.5% |
| 02/2026 | 8.5% |
| 03/2026 | 7.3% |
| 04/2026 | 7.1% |
| 05/2026 | 6% |
| 06/2026 | 5.7% |
| 07/2026 | 5.2% |
| 08/2026 | 4.7% |
| 09/2026 | 3.2% |
How do Albanian wages compare with house prices?
The average gross wage was 92,150 lek a month in the second quarter of 2026, about 1,013 € at the rate of 4 November 2026. According to the Monitor analysis, from 2015 to 2025 the house price index reached about 3.6 and the wage index about 1.6 (2015 = 1).
| 49 | Average gross monthly wage | 92,150 lek (+9.8% a year) | Q2 2026 | INSTAT |
|---|---|---|---|---|
| 50 | Employees on the minimum wage (50,000 lek) | 25.8% | Q2 2026 | INSTAT |
| 51 | Gross annual salaries for 70 m² of new housing in Vlora | 21.28 | 2026 edition | Deloitte, via Ekofin |
The minimum wage level in no. 50 comes from the Monitor summary.
What do tourism and the coast show?
Entries by foreigners rose 4.9% in the first nine months of 2026. These are border entries, not individual visitors. One third of homes were unoccupied in the 2023 census, with higher rates in coastal cities.
| 52 | Entries by foreign citizens | 10.73 million (+4.9% a year) | January to September 2026 | INSTAT, via Monitor |
|---|---|---|---|---|
| 53 | Travel income | about 1,376 million € (+12% a year) | Q2 2026 | Bank of Albania |
| 54 | Unoccupied homes | 356,204 of 1,082,529 (32.9%) | 2023 census | INSTAT, via Monitor |
According to the same source, the rate of unoccupied homes was about 52% in Vlora, about 44% in Durrës and about 22% in Tirana.
What do listings on hyrja.al ask?
These are not market statistics. They are asking prices from one month of listings on hyrja.al, a small sample: not sale prices, not signed rents and not the market as a whole. We publish only medians with at least 5 listings and show their number (n). Included are published apartments of 20 to 400 m², with a sale price of 300 to 12,000 €/m² and a rent of 100 to 6,000 € a month. Status on 4 November 2026.
| 55 | Tirana | 89 | 2,085 €/m² | 185,000 € | 90 m² |
|---|---|---|---|---|---|
| 56 | Durrës | 24 | 1,563 €/m² | 117,500 € | 72 m² |
| 57 | Saranda | 14 | 1,918 €/m² | 162,060 € | 90 m² |
| 58 | Vlora | 13 | 1,891 €/m² | 124,500 € | 84 m² |
| 59 | Tirana | 138 | 700 € a month | 90 m² |
|---|---|---|---|---|
| 60 | Vlora | 18 | 442 € a month | 75 m² |
These medians depend on which properties were published that month and cannot be compared directly with the official figures above. The regularly updated view is on the market pages and in the monthly market report; current listings are at apartments for sale in Tirana and homes for rent in Tirana.
How we calculated this
- Official figures were taken directly from the institutions' publications and, where shown, from the media that published them. We have also summarised the latest autumn figures in the property market in autumn 2026.
- Outstanding loans (no. 25) are the sum of individuals' home purchase loans in lek, euro, dollars and other currencies: 267,719 million lek in September 2026, up from 236,055 in September 2025. Tirana's share (no. 28) is 198,721 million lek from the table by district.
- New loans (no. 29 and 30) are the sum of monthly flows: 53,402 million lek in January to September 2026, up from 50,000 in the same period of 2025.
- Interest rates (no. 31 and 32) are averages weighted by the amounts of the two categories: in lek 3.24% and 4.25%, in euro 5.01% and 5.09%. For June 2026 the Bank of Albania reports 3.8% and 5.0%.
- Investment in real estate (53%) is 609.6 million € divided by 1.14 billion €.
- Exchange rate: 1 € = 91.00 lek (Bank of Albania, 4 November 2026). For hyrja.al listings priced in lek we used a working rate of 92 lek per euro; at the official rate, these euro prices would be about 1% higher. Listings in lek were 22 of 89 for sale and 97 of 138 for rent in Tirana.
Sources
- Banka e Shqipërisë: Raporti i Stabilitetit Financiar, 6-mujori I 2026 (23.09.2026) ·
- Banka e Shqipërisë: huatë sipas qëllimit dhe monedhës, deri në shtator 2026 ·
- Banka e Shqipërisë: huatë e reja sipas qëllimit dhe monedhës, deri në shtator 2026 ·
- Banka e Shqipërisë: huatë për individët sipas rrethit, tremujori III 2026 ·
- Banka e Shqipërisë: statistikat e normave të interesit, shtator 2026 (XLS) ·
- Banka e Shqipërisë: vendimet e politikës monetare, 3 nëntor 2026 ·
- Banka e Shqipërisë: kursi zyrtar i këmbimit, 4 nëntor 2026 (1 € = 91,00 lekë) ·
- Banka e Shqipërisë: Bilanci i pagesave, tremujori II 2026 ·
- INSTAT: Lejet e ndërtimit, tremujori II 2026 (28.08.2026) ·
- INSTAT: Indeksi i Kushtimit në Ndërtim për banesa, tremujori II 2026 ·
- INSTAT: Produkti i Brendshëm Bruto, tremujori II 2026 (29.09.2026) ·
- INSTAT: Statistikat e pagave, tremujori II 2026 ·
- INSTAT: Indeksi i Çmimeve të Konsumit, nëngrupi Qira, deri në shtator 2026 ·
- RGZ (Enti Gjeodezik i Serbisë): raporti tremujor II 2026 ·
- MONSTAT: çmimet e banesave të reja, tremujori II 2026 ·
- ASK: indeksi i çmimeve të pronave të banimit, tremujori II 2026 ·
- Monitor: shitjet e pronave, të dhëna të ASHK dhe NAREA (03.08.2026) ·
- Monitor: qiratë sipas Century 21 (08.08.2026) ·
- Ekofin: Deloitte Property Index 2026 (04.11.2026) ·
- Monitor: hyrjet e të huajve sipas INSTAT, shtator 2026 (23.10.2026) ·
Read more
- What is a home worth?A free estimate from similar listings and the official reference prices.
- Buying costs, with a calculatorThe notary tariff, the ASHK fees and who pays which tax, with official sources.
- Buying from abroad, step by stepPower of attorney and apostille, ASHK checks, the notary and paying by bank for those who live outside Albania.
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